REWARD CHECKING ACCOUNT

• Available only to Consumers.
• $100 minimum to open.
• No minimum balance.
• No monthly maintenance fees.
• ATM transaction fees automatically refunded. 1
• Unlimited free checking.
• Unlimited transactions
• Tiered Variable Rate Information

When eligibility requirements are not met, the interest rate and corresponding annual percentage yield (APY) are described in the chart below:

When eligibility requirements are met, the interest rate and corresponding annual percentage yield (APY) are described in the chart below:

• Rates may change after account is opened.
• $750.00 Bounce Protection Overdraft limit granted after account has been in good standing for 30 days. NSF item fee of $25.00 applies. The $750.00 is inclusive of all NSF charges.
• Requirement: Accept electronic statement.
• Requirement: Use VISA Check Card 10 times per month (excluding ATM withdrawals).
• Requirement:  At least one direct deposit into or direct withdrawal from account per month.
• Requirement: Provide and maintain a valid email address.

1. ATM fees automatically refunded when monthly requirements are met.
2. The annual percentage yields are accurate as of May 1, 2008. No minimum balance required to obtain the advertised annual percentage yields. Fees could reduce earnings.

FREE CHECKING ACCOUNT

• $100.00 minimum to open.
• No minimum balance.
• No monthly maintenance fees.
• Unlimited transactions.
• $400.00 Bounce Protection Overdraft limit granted after account has been in good standing for 30 days. NSF item fee of $25.00 applies. The $400.00 is inclusive of all NSF charges.
• No ATM setup fees.
• No monthly ATM maintenance fees at Classic Bank ATMs.
• Checks are not returned with the statement.

REGULAR CHECKING ACCOUNT

• $100.00 minimum to open.
• No service charge if you maintain a $750.00 minimum balance.
• A minimum balance fee of $7.50 will be imposed every statement cycle if the balance in the account falls below $750.00 any day of the cycle.
• $750.00 Bounce Protection Overdraft limit granted after the account has been in good standing for 30 days. NSF item fee of $25.00 applies. The $750.00 is inclusive of all NSF charges.

SPECIAL EMPLOYEE ACCOUNT

• $100.00 minimum to open.
• No monthly service fee.
• No minimum balance required.
• Unlimited transactions.
• First order of personalized basic checks at no charge.
• Visa Check Card (Visa check cards are subject to credit approval).
• Five money orders per month at no charge.
• $750.00 Bounce Protection Overdraft limit granted after account has been in good standing for 30 days. NSF item fee of $25.00 applies. The $750.00 is inclusive of all NSF charges.
• Small safety deposit box for 1/2 price the first year.
• Notebook to hold image statements at no charge.

BANCLUB CHECKING ACCOUNT

• $100.00 minimum to open.
• No minimum balance required.
• Unlimited transactions.
• Depending on the insurance amount selected, monthly membership fee is either $6.95, $7.95, or $8.95.
• $750.00 Bounce Protection Overdraft limit granted after account has been in good standing for 30 days. NSF item fee of $25.00 applies. The $750.00 is inclusive of all NSF charges.
• Call for brochure listing club benefits.

BANCLUB 55 PLUS NOW CHECKING ACCOUNT

• $100.00 minimum to open.
• No minimum balance required.
• $5.00 monthly maintenance fee.
• Ask us how you can earn interest on your checking account!
• $1,000.00 Bounce Protection Overdraft limit is granted after the account has been in good standing for 30 days. NSF item fee of $25.00 applies. The $1,000.00 is inclusive of all NSF charges.
• Call to receive a brochure listing club benefits.

NOW CHECKING ACCOUNT

• These accounts are limited to individuals, non-profit organizations, governmental units, and funds held by a fiduciary.
• $1,000.00 minimum to open.
• A minimum balance charge of $12.50 will be imposed every statement cycle if the balance falls below $1,250.00 any day of the cycle.
• $1,000.00 Bounce Protection Overdraft limit is granted after the account has been in good standing for 30 days. NSF item fee of $25.00 applies. The $1,000.00 is inclusive of all NSF charges.
• Ask us how you can earn interest on your checking account!

Rates are available upon request. For rate information please call:

CAMERON     1-800-789-6461    1-254-697-6461

GIDDINGS    1-979-542-6666

ROSEBUD    1-254-583-7931

ROCKDALE     1-512-446-9444

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